Premium Term Life Insurance

Premium Term Life Insurance combines traditional term life insurance with guaranteed level premiums. However, at the end of the premium period, the premium is paid back to you. Insurance companies are able to offer this product because they invest the money from the premium you pay until your insurance period ends. This allows insurance companies to utilize the money obtained from the money you pay in order to create financial growth.

A common premium term life policy costs about 25-50% more than a standard term life insurance policy. The extra amount you pay is invested by the insurers, and provides extra money that becomes your returned payment.

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Term Life Insure provides information at no cost concerning insurance products and services but is not an insurer or an agency. Please speak to your insurance agent for more information. Not all products are available in all states.