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Wells Fargo Life
About the Company
Wells Fargo is a diversified financial services company that offers banking, insurance, investments, mortgage, and other financial services or more than 23 million customers.
Wells Fargo was founded in 1852 by two men named Henry Wells and William Fargo. During the heart of the gold rush, their main services included buying gold, selling paper bank drafts, and their express service (the rapid delivery of gold and other valuables).
Wells Fargo's company vision is as follows: "satisfy all our customers' financial needs, help them succeed financially, be known as one of America's great companies and the number-one financial services provider in each of our markets."
Term Life Insurance Products
Term life insurance policies offer the following features and benefits:
- You can choose between a five, ten, fifteen, twenty, or thirty year policy.
- Your death benefit may be income tax free.
- It is a great compliment to your permanent policy in times when your financial contributions to your family are vital.
- Many term policies allow you to extend your coverage for an additional term without taking another medical exam.
- Some policies allow you to convert your term policy to a permanent policy.
- Because your premium payments are not invested to produce returns, term policies are much less expensive than permanent policies.
- Term policies are great products for people who want death benefit coverage for a low cost.
- The death benefit for a term life insurance product is only paid if the policy holder passes on while the policy is in effect. If the policy expires before the policy holder passes on, no death benefit is paid.
Wells Fargo Financial Ratings
Moody's: Aaa
Standard & Poor's: AA+
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Term Life Insure provides free information concerning insurance products and services, but is not an agency or an insurer. We are not associated with the company or companies profiled on this page and we make no representation, express or implied, that you will receive a quote from the company profiled herein. Products may not be available in all states. Please speak to your insurance agent or carrier directly for more information.
