U.S. Financial Life Insurance

About the Company

U.S. Financial first went into business in 1974 under the name Associated General Life Company. In 1984 they changed their name to Amerisure Life Insurance Company, and six years later they became U.S. Financial Life Insurance Company.

U.S. Financial is a wholly owned subsidiary of The MONY Group. The MONY Group is a 157 year old company that has more than $24 billion in assets and more than $86 billion of insurance in force.

U.S. Financial is headquartered in Cincinnati, Ohio.

Term Life Insurance Products

U.S. Financial Life Insurance offers term life insurance with the following benefits and features:

You can choose between a five, ten, fifteen, twenty, or thirty year policy.
Your death benefit may be income tax free.
It is a great compliment to your Permanent policy in times when your financial contributions to your family are vital.
Many term policies allow you to extend your coverage for an additional term without taking another medical exam.
Some policies allow you to convert your Term policy to a permanent policy.
Because your premium payments are not invested to produce returns, Term policies are much less expensive than permanent policies.
Term policies are great products for people who want death benefit coverage for a low cost.
The death benefit for a term life insurance product is only paid if the policy holder passes on while the policy is in effect. If the policy expires before the policy holder passes on, no death benefit is paid.
Term policies do not have a cash accumulation value.