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Union Secure Life Insurance
About the Company
Union Secure offers insurance programs to union members and their families. They offer life insurance, accidental insurance, disability insurance, and hospital/at home recovery insurance. They insure more than 13 million union members across the nation.
Union Secure works closely with Union Privilege and the Union Labor Life Insurance Company. Both companies have served union members with insurance needs for many years.
Term Life Products
Union Secure offers a variety of life insurance products. The following is their term life product.
Term-to-70 Life
- This policy offers level coverage until the policy holder is 70 years of age.
- Once you reach the 70 year age mark, you have the option of buying Union Secure's senior life plan without any medical questions or exams.
- Premiums are locked in at five years rates. Though your rates will probably go up over the years, you'll always know exactly what you're expected to pay.
- Policies over $100,000 require a medical exam.
- You can choose a policy from $25,000 to $250,000.
- You can receive a lump sum benefit of $1,000 if you are diagnosed with a critical illness (heart attack, stroke, cancer, etc.). This benefit is not detracted from your death benefit.
- You can receive up to 80% of your death benefit if you are diagnosed with a terminal illness.
- Your spouse or domestic partner can apply for insurance, even if you do not.
- Premiums are waived when the insured is diagnosed as terminally ill.
- Premiums are waived if your union is on strike for thirty days or more. This benefit is not available in all states or in all unions.
Union Secure Financial Ratings
The Hartford, Union Secure's underwriter:
A.M. Best: A+ (Superior)
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Term Life Insure provides free information concerning insurance products and services, but is not an agency or an insurer. We are not associated with the company or companies profiled on this page and we make no representation, express or implied, that you will receive a quote from the company profiled herein. Products may not be available in all states. Please speak to your insurance agent or carrier directly for more information.
