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Liberty Direct
About the Company
Liberty Direct was founded in 1905 and is licensed to do business in forty-nine of the United States and the District of Columbia. They have nearly $17 billion of insurance in force and have $1.5 billion in assets. Liberty Life Insurance Company, Liberty Direct's parent company, is located in Greenville, South Carolina.
Liberty Direct offers instant life insurance programs online. Apply online, and within minutes you can print your life insurance coverage policy.
Term Life Products
The following options and features are available for Liberty Direct's term life products:
- No medical exams: You can choose to apply for a term life product that does not require a medical exam for qualification. You will have to complete a simple health questionnaire to see if you qualify for this program.
- Paperless application: You can apply for your term life policy online.
- Immediate coverage: The moment your application is approved and online payment is received, your coverage is in effect.
- Coverage amounts range from $25,000 to $150,000.
- Level benefits: Your coverage benefits for this policy will never decrease. They remain level for the life of your policy.
- Level premiums: Your premiums will not increase at any time during the life of your policy as long as you keep your account in good standing.
- Optional Children's Rider: This option allows you to add coverage for your child(ren). The coverage pays a benefit up to $10,000 and the policy is guaranteed until the child(ren)'s 25th birthday.
- Optional Accidental Death Rider: This policy adds an additional benefit if you pass on due to an accident.
Liberty Direct Financial Ratings
A.M. Best: A (Excellent)
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Term Life Insure provides free information concerning insurance products and services, but is not an agency or an insurer. We are not associated with the company or companies profiled on this page and we make no representation, express or implied, that you will receive a quote from the company profiled herein. Products may not be available in all states. Please speak to your insurance agent or carrier directly for more information.
