Term Life Insurance Plans

Indianapolis Life

About the Company

Indianapolis Life is an Amerus company. The Amerus Group was acquired by Aviva plc in November 2006. Aviva plc. is the fifth largest insurance group in the world, and the largest in the United Kingdom Aviva has 58,000 employees serving 35 million customers world wide.

Aviva is headquartered in Des Moines, Iowa and dates back to 1896. They are a leader in the US insurance markets: they are #1 in indexed life sales and #3 in indexed annuities. They have agents and representatives that serve customers across the United States. Aviva's life insurance products are offered through the following companies: American Investors Life Insurance Company, Amerus Life Insurance Company, Indianapolis Life Insurance Company, Aviva Life Insurance Company, and Bankers Life Insurance Company of New York.

Term Life Insurance Products

Aviva's Term Life Insurance products offer the following features and benefits:

  • You can choose between terms of one, five, ten, or fifteen years. 20+ year products are also available.
  • Term life provides policyholders with a death benefit if the policyholder dies while the policy is in effect. If the policy expires before the holder passes on, the benefit will not be paid.
  • Premium rates for Aviva's term policy are much lower than the premiums for their permanent policies.
  • Term policies do not accumulate a cash value. You will not receive any money back from your policy unless you pass on while your policy is in effect.
  • Aviva's term policy is a great temporary policy for people who want some extra coverage while their financial contributions to their family are vital.

Indianapolis Life Financial Ratings

A.M. Best: A (Excellent)

Financial ratings are an indication of a company's financial strength and stability.

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Family Life Insurance