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Celtic Life Insurance
About the Company
Celtic is a major life insurance provider, insuring individuals across the country. The company offers a variety of insurance plans, and strives to provide customers with plans that fit their needs.
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Term Life Insurance Products
Celtic life insurance's term life policies offer the following features and benefits:
- You can choose a level term policy, which means that you will have level coverage and level premiums for the life of your policy.
- Term life policies are available in lengths of five, ten, fifteen, twenty, twenty-five, and thirty years.
- Policy amounts range between $50,000 and $5,000,000.
- You can add a return of premium rider to your term life policy. This rider allows a policy holder to reclaim all of his/her premiums if the policy is terminated at the end of the initial term. This rider is not available if the policyholder dies while the policy is in effect, and the rider will be terminated if the policy is extended. If you surrender your policy before the sixth year, the premiums will not be returned.
- Celtic Life's term policies do not accumulate a cash value.
- Term life policies generally have lower premiums than permanent life policies.
- Term life policies provide a death benefit if the policyholder passes on while the policy is in effect.
In addition to offering Term Life products, Celtic Life offers health insurance, group health insurance, travel insurance, prescription plans, international health, and dental insurance.
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Celtic Financial Ratings
A.M. Best: A- (Excellent)
Term Life Insure provides free information concerning insurance products and services, but is not an agency or an insurer. We are not associated with the company or companies profiled on this page and we make no representation, express or implied, that you will receive a quote from the company profiled herein. Products may not be available in all states. Please speak to your insurance agent or carrier directly for more information.
