Berkshire Life Insurance Company

About Berkshire Life

Berkshire Life Insurance is a subsidiary of The Guardian Life Insurance Company of America. Guardian's mission statement is as follows: "Our purpose is to enrich the lives of people we touch." By providing highest performing financial products and services that reduce risk and increase assets, we help individuals and employers fulfill their responsibilities and build better tomorrows. Our culture is based on an unwavering belief in integrity and fair dealings, treating our clients and each other with dignity and respect. We meet the needs of the markets we serve; we strive for excellence; we take prudent risks and work together to assure our success and profitability in the future.

Berkshire Life merged with The Guardian Life Insurance Company of America in 2001. The new Berkshire Life company deals with all individual DI insurance products for the two companies. Berkshire Life is headquartered in Berkshire County, Massachusetts.

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Berkshire Life Term Life Insurance Products

Berkshire Life and The Guardian Life Insurance Company of America's term life insurance policies have the following features and benefits:

Term life policies are a great way to provide your family with a little extra financial security while your financial contributions are vital to your family. Term policies are great as a stand alone policy or as a complimentary policy for your permanent policy.
Some term life policies are designed to cover your mortgage expenses. These policies are usually thirty year polices.
Terms come in periods of five, ten, fifteen, and twenty years.
The premiums for a term life policy are much lower than with a permanent policy. This is because a term policy does not accumulate a cash value.
Your death benefit will only be paid if you pass on while the policy is in effect.

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