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Aviva (Formerly The Amerus Group)
About Aviva
In November 2006, The Amerus Group was acquired by Aviva plc., the world’s fifth largest insurance group and the largest insurance group in the United Kingdom.
The Amerus Group was a life insurance company that traced history back to 1896. They offered Universal Life, Term Life, and Indexed Life Insurance products, along with fixed and indexed annuities. They were a leader in the U.S. market and ranked first in indexed life sales and third in indexed annuities.
Aviva USA is now headquartered in Des Moines, Iowa. They have agents and representatives that serve customers across the United States. Aviva’s life insurance products are offered through the following companies: American Investors Life Insurance Company, Amerus Life Insurance Company, Indianapolis Life Insurance Company, Aviva Life Insurance Company, and Bankers Life Insurance Company of New York.
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Aviva Term Life Insurance Products
Aviva’s Term Life Insurance products offer the following features and benefits:
- You can choose between terms of one, five, ten, or fifteen years. 20+ year products are also available.
- Term Life provides policyholders with a death benefit if the policyholder dies while the policy is in effect. If the policy expires before the holder passes on, the benefit will not be paid.
- Premium rates for Aviva’s Term policy are much lower than the premiums for their Permanent policies.
- Term policies do not accumulate a cash value. You will not receive any money back from your policy unless you pass on while your policy is in effect.
- Aviva’s Term policy is a great temporary policy for people who want a little extra coverage while their financial contributions to their family are vital.
Amerus / Aviva Financial Ratings
A.M. Best: A (Excellent)
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Term Life Insure provides free information concerning insurance products and services, but is not an agency or an insurer. We are not associated with the company or companies profiled on this page and we make no representation, express or implied, that you will receive a quote from the company profiled herein. Products may not be available in all states. Please speak to your insurance agent or carrier directly for more information.
