American Pioneer Life Insurance

About the American Pioneer

American Pioneer Life Insurance is a subsidiary of Universal American Financial Corp. of families. They were founded in 1961 and today are one of the country's leading providers of senior insurance products.

American Pioneer Life Insurance offers the following financial products: Medicare supplement, Medicare Select, Medicare Advantage, Prescription Pathway, Senior Whole Life, Asset Enhancer II, Acute Care, and Senior Dental insurance. Their product features/benefits and availability vary by state.

American Pioneer is headquartered in Lake Mary, Florida.

America Pioneer Term Life Insurance Products

American Pioneer Life does not offer term life insurance products, but they do offer two Senior Life Insurance products that many people find very helpful.

Senior Life I

Offers a full death benefit.
This is a whole life policy with a guaranteed cash value.
Benefits range from $2,500 to $35,000.
If the policyholder passes on while the policy is in effect, the benefit is paid to the beneficiary.
This policy has an accidental death benefit rider.

Senior Life II

This product has a modified death benefit. If death occurs within the first three years of the policy, the death benefit will equal all premiums paid, plus 10% interest. If death is a result of an accident, full benefits are paid.
Benefits range from $2,500 to $25,000.
This policy has an accidental death benefit rider.
This product is available in Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Indiana, Kentucky, Louisiana, Massachusetts, Missouri, Nebraska, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia.