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American General Life Insurance
About American General
American General is based in Houston, and employs over 4,000 workers. With this many employees, the company is able to service its customers from around the country. The company rank among the top insurance providers.
Amercan General Term Life Insurance Products
Amercan General 's Term Life Insurance products offer the following features and benefits:
- Plans are available for the following amounts of time: One, five, ten, fifteen, twenty, or thirty years.
- Annually renewable term plans with premiums that increase each year
- Level term plan that offers level premiums for the policy life
- Lower premiums with an AIG Term Life Insurance program than you would have with a permanent life policy.
- No medical exam renewals policy When your term life policy is drawing near the end of its term, you can choose to renew it without taking a medical exam. The premiums for this policy may be higher than other term policies.
- Term life programs that will protect your mortgage.
- Return of Premium Term: Alternative to a term life program. This policy offers a death benefit and returns the amount you have spent in premiums at the end of your term. Many people enjoy this product because it combines the best features of a term policy and a permanent policy
In addition to term life plans, American General also offers whole life, universal life, variable universal life, and indexed universal life products.
Financial Ratings
A.M. Best: A+ (Superior)
Fitch Ratings: AA+ (Very Strong)
Moody's Investors Service: Aa1 (Excellent)
Standard & Poor's: AA+ (Very Strong)
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