What to Expect From Companies

Instant Term Life Company Process

If you choose to purchase a term life insurance policy from a website that offers instant term life insurance, the process will go something like this:

• Many application processes for instant term life insurance products take about ten minutes.
• You will first fill out a simple questionnaire. You will answer questions about your gender, age, height, the state you live in, and your tobacco use.
• You will need to request a life insurance coverage amount.
• You will be presented with a variety of life insurance quotes. They may have different terms, premiums, and other stipulations. You will need to decide which policy you would like to purchase.
• At this point, you will probably have to answer some in depth questions about your location, health, and beneficiary wishes.
• If the additional details you provide at this point do not disqualify you from coverage, you will receive your policy.
• Your coverage begins instantly, and you can print your policy from your computer.

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Term Life Company Process

If you choose to purchase term life insurance from a company that does not offer instant term life insurance, your process may go something like this:

• Fill out an application. You will most likely have to answer questions about your health history, age, gender, and tobacco usage.
• You will have to make some decisions regarding the type of policy you want. Choose between permanent life and term life, then choose a term period and coverage amount.
• If your policy requires it, you may have to take a medical exam.
• Once your medical results come back, your agent will issue your policy and you will receive coverage.

Request a free term life insurance quote now >>

Term Life Insure provides information at no cost concerning insurance products and services but is not an insurer or an agency. Please speak to your insurance agent for more information. Not all products are available in all states.